How It Works — All Investors Financing
Home  /  How It Works
How It Works

From application to funded — in three steps.

No mystery, no black box. Here's exactly what happens from the moment you apply to the moment the wire hits — and how long each step takes.

Start Step One Now Call (470) 237-7140
The Process

What happens at every stage.

1
Minutes — Day 1

Apply in minutes

Tell us about your deal and goals with a fast online application — property type, purchase price, rehab budget if any, and your timeline. No obligation and no hard credit pull to start.

2
24–72 Hours

Get matched & approved

We run your scenario across 200+ lending partners and bring back the structures that fit — leverage, rate, and term side by side. You pick the option that wins the deal, and we issue terms.

3
As Fast as Days — Typically 2–3 Weeks

Close & get funded

Appraisal, title, and docs move in parallel with one point of contact pushing the file. Lock your structure, sign, and fund — then do it again on your next deal with capital already lined up.

What You'll Need

A short list — not a bank's paper chase.

A

The deal

Property address, purchase price or payoff, rehab budget and ARV if value-add, and current or market rents for rentals.

B

The borrower

Entity name and docs (or we'll guide you in setting one up), a credit overview, and your real estate experience — even if this is deal one.

C

The basics

ID, proof of funds for the down payment and reserves, and insurance quote at closing. No tax returns or income docs on DSCR programs.

Common Questions

Frequently asked questions.

Will applying affect my credit score?+
No — getting pre-qualified starts with a soft inquiry only. A hard pull only happens later in the process, with your authorization, once you've chosen terms and are moving to close.
How fast can I actually close?+
Bridge and fix & flip loans can close in as little as days when title and appraisal cooperate. DSCR rental loans typically close in 2–3 weeks. Larger commercial deals run 30–45 days depending on the asset.
Do I need tax returns or proof of income?+
Not on DSCR rental programs — qualification is based on the property's cash flow. Other programs vary, and we'll tell you exactly what's needed for your scenario up front.
Can I borrow in an LLC?+
Yes — entity vesting is standard on our investor programs, and most investors close in an LLC. If you don't have one yet, we'll point you in the right direction.
What if I'm a first-time investor?+
Several programs in our network welcome first-time investors. Experience improves leverage and pricing, but it's not a requirement to get funded.
Is All Investors Financing a direct lender or a broker?+
Both, depending on the program. On certain programs we lend directly; on others we act as a broker and match your deal across our network of 200+ lending partners to find the best structure.
Ready When You Are

Step one takes five minutes.

Apply now and see your programs, leverage, and likely terms — with no obligation and no hard credit pull to start.

Apply Now Talk to a Specialist

Connecting real estate investors with the right capital across every strategy — fast approvals, flexible structures, and a nationwide lending network.

All Investors Financing is a real estate capital and lending platform. On certain programs we lend directly; on others we act as a broker and connect borrowers with a network of lending partners. We are not a financial advisor. Pre-qualifications and scenarios are estimates, not a commitment to lend or an offer of financing. Rates, leverage, and terms vary by program, property, and borrower, and are determined by the lender. All loans are for business and investment purposes. Not all applicants will qualify.

© 2026 All Investors Financing™. By Jeff LaVigne, All rights reserved. All Investors Financing is not a lender or financial advisor. Privacy Policy  ·  Terms of Service